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A man called Chester Cooke was once very excited about an idea he had. He wanted to buy a caravan on the banks of the river Avon on a well-kept, professionally owned and run caravan site with plenty of amenities. However, not being the sort of chap that would buy something like a caravan on impulse, he looked into everything that could possibly go wrong, all the hidden costs and anything that could potentially cost him over and above what he was willing to pay.

Next time you go for a walk in your city, have a look around you at the changing faces of today’s cities. They are doing everything they can these days to lure people into their midst and harbors, gardens, paths and restaurants are appearing all over the place.

Almost everyone has been stopped by law enforcement at one time or another for a traffic violation. Whether the stop is for something as simple as a burned out headlight, or you didn’t come to a complete stop, we all know that feeling when we see the flashing lights in our rear-view mirror. Imagine how much worse that feeling is when you have had a little too much to drink. Every day I meet with people who have been charged with traffic violations and drunk driving offenses. As I explain to a client their rights, one of the comments I hear most is, I wish I had known that when I was stopped.

We all know that feeling when we are driving along happily when we suddenly become aware of a sound that wasn’t there before. Unless we are amateur mechanics who love tinkering with engines, we all tend to react in the same way, we start to worry. Is it serious? How much will it cost to fix? The following 5 problems are very common and happen frequently.

I read an article in Insurance Times a few weeks ago where the financial ombudsman had said that he would support a policyholder against the insurer, excluding claims for leaving keys in or near a vehicle. I then wondered if the same would apply to a motor home.