Buying A Car : How To
Whether to buy a new car or buy a used car is often times the first decision that needs to be arrived at before you can actively begin perusing purchasing your next vehicle.
Let’s take a look at some tips, pros, and cons when it comes to making this decision.
First of all, having been in the automotive business for many years, I almost always lean toward finding a good used car that fits what I am looking for. For me, I believe that used cars offer the best value for your dollar. In most cases, you’ll find used car departments are much more used to and willing to negotiate the price that they have posted on the car. From a negotiating standpoint, most used cars won’t have all of those superfluous dealer ‘add-ons’ stuck on the window either that will just never do.
In the automotive market, used cars will most certainly come with a lower initial price tag than a comparably equipped new car. And not only will the price be lower, you may also find that so is your cost to insure the used car as well as the tags, and taxes. Depreciation being what it is; means that with a car a couple of years old, the biggest depreciation hit has already occurred. And from a tangible perspective, you may have a better chance of getting those upgrades you’d like to have on the used car that you couldn’t otherwise afford going with the new.
Yet, with all of this, buying a used car isn’t for everyone. Finding a used vehicle that fits one’s entire car buying criteria can be a tough exercise in balancing what you want with the value versus risk inherent when it comes to used cars.
Not so many years ago, reliability was a major concern when purchasing a used car… and rightfully so. Today however, reliability problems are a fraction of what they used to be. Today’s vehicles, when properly maintained will easily go for 100,000 miles and it’s not uncommon for vehicles to be motoring along as they approach 200,000 miles or more. And with all of the information now available online, the risk factor is again reduced even a bit more.
Even though more reliable today, buying a used car for people means buying a car that is probably out of its original bumper to bumper warranty. This alone, is enough to repel many potential car buyers back to the new car side of the dealership.
As you know, if you are looking at buying a used car, you are probably looking at a car that is outside the factory warranty or at least would have very little remaining. With no warranty you’ll be on the hook to pay for any needed repairs out of your own pocket. However, the biggest expense for most all cars today are the things that aren’t covered by any manufacturer’s warranty anyway; items such as brakes, tires, alignment, batteries, etc.
Of course nobody can guarantee that you won’t encounter a lemon. No matter what the make and model, no manufacturer can produce a vehicle that can withstand years of neglect and/or abuse. Always, always, always give the used car a thorough inspection both by yourself and a qualified mechanic; doing this will catch most problems that may be looming on the horizon.
When it comes to financing the purchase of a used car, you find that the going interest rates will typically be higher than new car rates. This is definitely a piece of the puzzle you’ll want to check out. There is no rule of thumb as to what the difference in the interest rate will be between the two because there are just too many determining variables involved such as; the economy, rebates and incentives involved on the new car side, your credit, length of financing, and even the type of used car you’re looking at. Be sure to crunch the numbers for both sides.
With used cars, insurance can save you some money as well because you’ll typically pay less for your insurance on a like model from a few years past. The reason is simple; less cost of replacement for the insurance company and used cars are generally not high on the stolen lists.
And finally, (the latest) safety features could be a concern if you’re looking at used car (particularly if you’re going back a few model years).
All in all, if the touch, feel, and smell of a new car, isn’t a top priority for you, I think you’ll find that a well thought out used car purchase you can get more car and features and still be within your budget.
Well…my guy was sitting on a stool at the bar in the kitchen. I told him and he literally fainted and fell off the stool. Then he disappeared never to be heard from again.
How, after what you've unloaded on us are we to have a good day?
Seriously, you are against the US military providing security; you simply aren't bright enough to know it.
The US armed forces are and always have been simply the best equipped most competent people for assessing the nation's security needs, not you.
Sometimes, spending a dollars to find a stable allie we desperately need in a region is worth more to the nation than trying to figure out what else we might have done after we are cinders once the wrong persons get into office with a bomb.
Other times it only seems the wrong persons are in office, and have the bomb.
But in any case, you lack the resources to tell the difference.
Capitalized, or no, the banking industry as a whole would shake to it's core if certain banks fail ~ because largely they loan money to other banks and institutions if nothing else.
If you've a lick of sense you know this.
The biggest issues however are not big banks or nukes in Pakistan.
The biggest issue I know of is dope in virtually every 'Sally Jane Smith' (name entirely made up and utterly fictitious…) down the street. Dop Dope Dope Dope Dope DOPE ~ ya Dope, is the issue confronting the USA. PERIOD. Dope causes the majority of prostitution, bank failures and every other ill from sick babies to bad fathers.
Extrapolate the data from 1980, before the GOVERNMENT started running dope for the mob, AS A MOB, (I know, I got shot while on a drug interdiction team and catching them) and the drug problem is worse than 5.11 TRILLION dollars per year in illicit sales alone.
That's enough to explain why your being irrational, and worried about things you can't control, while loosing your country to something you potentially could organize against and control.
Dope detection is today a very practical possibility.
Computers are very, very fast and holographic lazer projectors can be made very cheap as can electronic cameras and Fresnel radars of very low wattage's. Put this together with the right software and on every doorway with automatic internet calls to the police and you've got pictures and proof and an automatic police dispatch each and every time someone uses ANYTHING.
THEN NO MORE DOPE. PERIOD.
Why is this not done, as it is done with speeders (a relatively minor sociological problem)? Because, people like yourself would rather spout off about CRAP, than solve basic problems that have always plagued humanity.
Instead you would keep the inventor (ME) considered a date rape druggied daddy forever unable to Patent diddly or found any sort of corporation to fight that which plagues societies throughout history.
Why did the Levies not get fixed before Katrina? DOPE stupid.
We spend so much money on dope we have practically no energy left for anything else.
And if this former police / drug interdiction team member's life is ANY EXAMPLE, the druggies will tend to hunt down and poison any relationship, and potential, displayed by any opponent of dope.
There are not enough of us, we don't get the job done ~ the job all to often results in OUR BEING DONE.
I was shot 13 times by three different firearms held by three different thugs the third day out. And they had fully automatic weapons, better training (hell we were taught outright lies about the effectiveness of the US issue body armor they were issued). And they had that body armor, and we did not. They even had the means to jamb our radio, and used it, but nobody noticed.
Nobody was even listening for radio jamming. I was over 12 hours getting to hospital.
Had one of them scratched a finger he'd have been given immediate care. (and one was shot in the arm to no ill effect…)
Participate. Or loose this war.
Loose this war, the dope war and you are all slaves and it will not matter how much you owe in taxes ~ to yourselves…
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Chevy Volt – Great buy, my Liberal friend. The government will even pay you to buy one. Wow!!! The taxpayers really appreciate your thoughtfulness in saving the earth that they'll even pay you so you can save some more union jobs.
You can drive this sucker for a whole 40 miles before your 8 hour recharge. Just think of it ——- a whole 40 miles.
One drawback, though. The battery doesn't charge very well in the winter, nor can you drive it that far in the winter. Cold weather is a drag in the winter. But, maybe you should drag a trailer behind your Volt car with a spare battery in it.
That's OK though, you'll be saving the earth; good thinking.
What do you think, by the way? DUHHHHH
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