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Driving holidays are fun, but car rentals can often be a pain due to the unpredictable cost of auto insurance and claims arising from unexpected accidents or damages. You now have, thanks to the internet, a new form of auto insurance you can take out when going on a driving trip. Through this online alternative, you are able to purchase short term auto insurance for a period of time, from 1 day up to 28 days.

This insurance will cover either cars or vans, and is offered through a lot of companies. Go online. Use keywords like “short-term car insurance,” “day insurance,” and “temporary car insurance.” Your search will return a variety of websites that deal with short-term car insurance. On most website, you can go through the entire process right from purchasing your insurance, to paying for it, and an option to print out the policy for your travel and records.

In the long run, such insurance may prove beneficial because it does not affect your regular auto insurance or premium amount should an accident occur or a claim be filed.

Short term auto insurance bought on the internet also provides the uninsured with a loss recovery option, which can be distributed daily to span the duration of your short-term insurance. Whether using this in the UK or the EEC, this benefit is especially advantageous.

Should you need an additional vehicle that you plan to borrow from family or friends, you can purchase additional short-term insurance for that vehicle, too; your insurance will give you extended coverage in areas such as Europe, and safeguard you during your road trips around the European countries.

If your family vehicle is too small for your needs, or if you think you need something a little more reliable for the trip, this insurance is useful. Now, with the safety net of short-term auto insurance, you can even consider renting a trailer or caravan. The insurance is generally fully comprehensive, although you would need to shop around to get fully comprehensive for driving abroad.

Most of these insurance companies will give you coverage if you have held a UK or EEC driver’s license for at least 12 months, without claims of your fault for 3 years, and less than 6 points against your license. Each company is different, however, and the automobiles that they will insure, and their criteria for coverage will vary.

So if you are going to be driving a vehicle that is not yours when you make your holiday trip, you need the peace of mind that comes from getting a short term auto insurance policy; the peace of knowing that not only will the vehicle be covered if something does happen, and the knowledge that your insurance will not be affected.

Jack likes to write many reviews about the cheapest car insurance and in particular about short term rental car insurance.